Save our Home AZ

SOHAZ – Save Our Home AZ is a state program that offers Principal Reduction Assistance, Monthly Mortgage Subsidy Assistance for under and unemployed Arizonans, Second Lien Elimination and Short Sale Assistance. The program’s Goals are to aid Arizona’s homeowners to avoid foreclosure by assisting to reduce large mortgage debt and negative equity.

To know more about your eligibility for the SOHAZ Program or application assistance visit Save Our Home

Making Home Affordable: Learn About Your Options

The treasury department launched the MHA or Making Home Affordable Program in early 2009 which helps struggling homeowners avoid foreclosure. This government program attempts to strengthen the housing market.

From the start, MHA has been a great helping handto homeowners avoid foreclosure since it provides a variety of solutions to modify or refinance their mortgages. Alternatively some homeowners may need to shift out of homeownership through a short sale or deed-in-lieu of foreclosure.

The keystone of MHA is the HAMP or Home Affordable Modification Program, which offers qualified homeowners the opportunity to reduce their monthly mortgage payment within your means.

Homeowners can find more information about the Obama Administration’s housing program at

HELP 101: Keeping Your Home Yours

Want to keep your home yours? Well, the NYS-MAP or the New York State Mortgage Assistance Program is starting to accept applicants in the fall of 2014.

A little background about the NYS-MAP is that it is being funded by the New York Attorney General Eric Schneiderman and is administered by the Center for NYC Neighborhoods, with the aid from the Empire Justice Center.  NYS-MAP will help retain New Yorkers in their respective homes by giving loans to homeowners who are at risk of foreclosure and is incapable of getting assistance from other foreclosure prevention programs.

The NYS-MAP funds can be used as help bring a mortgage to current, modify or completely pay off a mortgage.  The program funds can also be used to pay other debts like property tax arrears and more which could lead to foreclosure. The program is anticipated to be able to make several hundred loans over the next 18 months.

Eligible homeowners must be under or have experienced a financial hardship and must be able to exhibit an ability to afford their housing payments after receiving NYS-MAP assistance. Homeowners needs to work with a foreclosure prevention professional within the Attorney General’s Homeownership Protection Program (HOPP). For more information visit